HOW MUCH IS A HORSE? All You Need To Know


It’s only a matter of time before you start fantasizing about owning a horse if you fall in love with them. Owning horses may be a fantastic experience because of the relationship. However, as you might expect, owning horses can be quite costly. So, before you rule it out completely or dive in just to be surprised by the total cost of horse ownership, it’s best to get a general idea of what you can expect. That’s why we’ve put together this practical guide to how much it costs and how much it’s worth to own horses, how much a horse riding lesson costs, and how much a horse and carriage ride downtown costs, including the cost of purchasing the horse and annual care costs.

Considerations Before Buying Horses

It’s easy to get bogged down in the intricacies of determining how much you should anticipate spending on horses. especially when you consider that the cost of upkeep varies greatly depending on where you live and whether or not you board your horse. However, starting with the big picture will give you a better perspective. Here are some questions to consider as you make your decision:

  • What type of horse do I want? 
  • Where can I purchase a horse?
  • What can I expect to pay to keep horses?
  • What horses supplies will I need?
  • How will I care for my horses’ needs daily?
  • Where will I keep my horses?

Think about the intended usage of the horse when choosing the type of horse you desire. Do you intend to ride primarily for fun or to compete? Is the horse suitable for adults or kids? The best breed and temperament for the horses you choose will be determined by your answers.

Do research online and talk to horse owners in your area to find out about prices. It’s a good idea to figure out what expenses are common in your area because there is a large range of costs associated with horse ownership in different parts of the country. We’ve included price ranges in this article to give you an idea of what to expect, but you may get a more accurate estimate by speaking with horse owners in your area.

How Much is a Horse

Breed, pedigree, conformation, and talent are just some of the things that will affect how much horses are worth and how much they will cost. If you choose a pedigree horse that has been selectively bred for specific features, expect to pay more because the horse is thought to be more valuable. However, if you want to ride for pleasure and are more concerned with the horse’s disposition, a pedigree may not be important to you.

Because it takes time and experience to train horses for a specific activity, training will also affect the price of the horse. Lastly, because of supply and demand in the horse market, prices may be different in different places.
To buy horses, you may usually expect to pay anywhere from $1,500 to $60,000 or more. The cost depends on how old the horse is, how well it has been trained, and how good the rider is.

If you are searching for a trail horse to ride on occasion, you should expect something on the lower end of the price spectrum. However, the price would be much higher if you wanted seasoned, competitive show horses.

How Much Is a Horse Riding Lesson

The average hourly rate for horse riding lessons is $20 to $120. The cost of a riding lesson is determined by the instructor, the location, and the type of lesson. Private lessons are usually more costly than group lessons. Many new riders begin with a few private lessons to learn the fundamentals, followed by group classes. Some horseback riding instructors provide discounts for multiple lessons.

Ways to Make Riding Lessons Cheaper

My first horseback riding lesson as a child was in an open field in Kansas. As I bounced around in the massive western saddle, a grouchy older rancher gave me limited instructions.

A few years later, I got the opportunity to take a hunter/jumper show barn lesson. To mount a horse for the first time, a licensed riding instructor assisted. She coached me through my lesson as I circled her on a lunge line once I was mounted.

As my experience has shown, riding lessons vary greatly. While group lessons are more enjoyable, certified instructors are safer, and lessons in stables are more thrilling, there is no wrong way to take a riding lesson as long as you are safe.

Reduce the cost of horse riding lessons by:

Riding at non-show barns, learning from other riders rather than professional riding instructors, or riding less-than-schoolmaster lesson horses are also options.

Many equestrians may believe that there is just one “correct” approach to taking lessons. However, if you are keen to ride but are unable to do so due to the expense, there are alternatives to save money.

How Much Is a Horse Worth

It is difficult to sell horses, and the value of your horse should not be defined by the amount of money needed to buy the next one. Selling horses is not something that many owners do frequently, and putting together an advertisement and determining a reasonable price can be tough.

While parting with a horse is always an emotional decision, owners should strive to remain objective when writing their advertisement: what are their advantages, what work can they excel at, what proven experience do they have, and what is their temperament like? How well are they bred, and what are their quirks? There is no auto-trader or Zoopla for horses where you can check what other horses are selling for that are similar to yours.

Several things can affect how much your horses are worth. We’ll talk about those things in more detail below.

Value Influencing Factors

  • Age
  • Height, Sex & Colour
  • Temperament
  • Breeding
  • Intended Job & Performance Record
  • Health Status
  • Location
  • Reason for Sale
  • Marketing your horses

Any horse is only worth what someone is willing to pay for it, so it may be better to price your horse slightly below market value, get a lot of interest, have few or no buyers, and be able to choose the best buyer than to set the price too high, get a lot of interest, and have your horse go to the best home quickly.

How Much is a Horse and Carriage Ride Downtown

Whether you select a romantic carriage ride with your sweetheart or a group carriage tour around downtown Chicago, the gentle pace of the horses and the clip-clopping of hooves on the pavement will present you with a unique perspective of the city. 

The charges listed below are for a carriage with up to four passengers. Additional passengers are $5 each, with a carriage capacity of six.

The rate for Carriage Ride Duration

  • $80 for 30 minutes
  • $120 for 45 minutes
  • $200 for 60 minutes

Costs You’ll Incur After Buying a Horse

Even though buying horses has an initial cost, owning a horse comes with many other costs. For example, you’ll need to think about how you’ll get your horses from where they live now to other places, like shows or races when you buy them.

The cost of the board for your horse is another thing you should inquire about. The services provided by boarding facilities range from full service to cleaning and maintaining your horse’s stall yourself. If you want to ride a horse for recreation, some facilities include riding areas. If your horse needs bedding, inquire with the boarding facility about availability.

Other costs include

  • Feed: Take into account the cost of your horse’s grain mix, grass, and hay, as well as salt and minerals. If your horses have access to pasture, they may not require as much hay from you.
  • Healthcare: Your horse’s health depends on vaccinations, veterinarian visits, testing, and checkups. Remember that horses, like humans and other animals, can become ill and will require adequate treatment, including emergency costs, if this occurs. In addition, you should think about getting your horse health insurance.
  • Equipment and supplies: If you require specific riding equipment for recreational purposes, you must pay for it. A saddle, stirrup leathers, and grooming tools are examples of such items. You’ll need a helmet, riding pants, and boots as a rider.
  • Farrier requirements: Regular trimming and filing of horses’ feet are required, and some horses require shoes. This will require frequent attention, as trimming is required every eight weeks.
  • Training: If your horses requires regular training or you are interested in learning how to ride your horse, you should consider buying lessons.

If you own the land on which your horses graze, you may be entitled to a tax benefit. Also, because your horse could be considered a “pet,” you might be able to get a tax break for it.

How much does a horse cost to own?

According to the financial advice site Money Crashers, maintaining horses can cost anywhere from $200 to $325 each month, for an average annual cost of $3,876. Grain or feed is one of these costs.

What is a cheap price for a horse?

Arabians and Thoroughbreds can command high prices based on their pedigree or be as cheap as $1,000. The wild Mustang, on the other hand, is the most affordable breed. A wild Mustang can be purchased for roughly $100–200, depending on where you live.

Is owning a horse worth it?

Not really. Horse ownership is both rewarding and challenging. Horse owners must be competent, responsible, and have adequate time in their schedules to care for the horses needs daily. Owning a horse can be fun and relaxing, and if you do it right, it can make a big difference in your life.

How much is a horse in the UK?

In general, the cost of buying a horse can range from £500 to £40,000! A horse’s price is determined by many aspects, including breed, size, age, pedigree, and training, so pricing might vary greatly depending on what you’re looking for.

How long do horses live?

25-30 years. 25 to 30 years is the typical lifespan of tame horses. Mustangs and other wild horses typically live for closer to 15 years.

Are horses more expensive than dogs?

Horses are unquestionably more expensive than dogs, but both require a lifetime commitment. I’m not sure everyone would agree, but my usual rule is that the larger the animal, the higher the price.

Are horses really expensive?

Yes. Keeping horses is costly. There is no such thing as a free horse, and the initial purchase price of a horse, pony, donkey, or mule is only a small portion of its total cost. Basic horses care might be the same for horses costing $100 or $10,000.

Is it cheaper to own a horse or a car?

Driving a car is less expensive compared to riding a horse. Drivers who own a car spend approximately $5,000 per year on gas. The average annual cost of insurance is around $1,000. A rider will now pay approximately $3,000 for a horse. Then it will cost over $4,000 to keep that horse stabled.


Check your expenses to see what facilities cover and what you’re accountable for. If you’re willing to do more work yourself, you might be able to save money. If you have a stable for your horse, for example, you can save thousands of dollars on boarding expenses.

Leasing a horse is a different option than buying one. A partial lease would allow you to ride the horse a few days each week while paying the owner a fee for upkeep. If you want to learn how to ride but don’t want to pay for a horse, this may be a better way to spend your money.

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